DA Calculator — Dearness Allowance & Arrears

By Vishal Jethwani · Last reviewed · How we check our numbers

Calculate your dearness allowance (DA) or dearness relief (DR) after the latest hike. Enter your basic pay or basic pension, the new and old DA rates and the months of arrears. The defaults use the 3% hike to 63% from 1 July 2026, approved in October 2026.

Interactive Sandbox

From the effective date to the month before the new rate is paid (July–October = 4).

New monthly DA

₹0

Arrears due

₹0

Increase per month

₹0

Basic + DA per month

₹0

Worked example

Basic pay of ₹50,000 when DA rises from 60% to 63%, with 4 months of arrears:

New monthly DA
₹31,500
Increase per month
₹1,500
Arrears
₹6,000

Change any input in the calculator above to run your own numbers.

DA rates used on this page

Indicative, last checked 31 Oct 2026. Rates and rules change — confirm on the Department of Expenditure before you act on them.

Period / Type Interest Rate
From 1 July 2026 63%
From 1 January 2026 60%
From 1 July 2025 58%
From 1 January 2025 55%
From 1 July 2024 53%

The latest DA hike

The Union Cabinet approved a 3 percentage point increase in DA and DR, from 60% to 63% of basic pay or pension, effective 1 July 2026. Because the decision came in late October, July–October is paid as arrears, typically with the November salary or pension.

Monthly DA       = basic pay × DA rate
Monthly increase = basic pay × (new rate − old rate)
Arrears          = monthly increase × months since the effective date
Basic payDA at 63%Increase per monthArrears (4 months)
₹18,000₹11,340₹540₹2,160
₹50,000₹31,500₹1,500₹6,000

Recent DA rates (7th CPC)

Effective fromDA / DR
1 July 202453%
1 January 202555%
1 July 202558%
1 January 202660%
1 July 202663%

How DA is decided

DA is revised twice a year — for January and July — to compensate for inflation. The rate is based on the 12-month average of the All-India Consumer Price Index for Industrial Workers (AICPI-IW) published by the Labour Bureau. The government usually announces the January revision around March and the July revision around October, so arrears are common.

What else changes with DA

  • HRA: when DA crossed 50% in January 2024, HRA rose to 30% / 20% / 10% of basic for X / Y / Z cities, and several other allowances and the gratuity ceiling were raised by 25%.
  • Pensioners: dearness relief (DR) on basic pension moves in step with DA.
  • 8th Pay Commission: when it is implemented, accumulated DA is expected to merge into basic pay and reset to zero — see the 8th Pay Commission salary calculator.

Tax

DA is fully taxable as salary (and DR as pension income). For HRA exemption purposes, DA that counts for retirement benefits is included in "salary" — see the HRA calculator.

Frequently asked questions

What is the current DA rate for central government employees?

63% of basic pay, effective 1 July 2026, after the Cabinet approved a 3% increase in October 2026.

How is DA arrear calculated?

Arrears = basic pay × the increase in DA rate × number of months from the effective date until the new rate is paid. For ₹50,000 basic and a 3% hike over July–October, that is ₹6,000.

When is DA revised?

Twice a year, effective 1 January and 1 July, based on the AICPI-IW inflation index.

Do pensioners get the same increase?

Yes. Dearness relief for central government pensioners rose from 60% to 63% of basic pension from 1 July 2026.

Does the DA calculator work for state government employees?

Yes, if you enter your state's DA rates. State governments set their own DA rates and dates, which often differ from the central rate.

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Disclaimer: This calculator gives estimates from the inputs you enter. Your actual result depends on the rules applied by your bank, employer or the government on the day. sbicalculator.com is an independent site and is not affiliated with State Bank of India. Spotted an error? Tell us and we will correct it.